Why am I so obsessed with private payments?

Today's crypto UX is fundamentally broken. Send someone USDC and you've just given them visibility into your entire financial history. Past, present, and future.

Explain that to someone IRL and the look on their face is why there is no “mass adoption.”

It’s just not what users expect from money. Your bank doesn't show your transaction history to merchants.

20 years ago, the entire internet ran on HTTP. Everything was in plaintext. E-commerce didn’t exist until HTTPS enabled securing sensitive data.

Blockchain is still in its HTTP era.

And private transactions aren't just a feature, they're a prerequisite for mainstream adoption.

ZK proofs solve this by enabling verification without revealing transaction details.

Compute locally, verify globally.

This isn't just about user experience. Public financial data creates security vulnerabilities for individuals, businesses, and even nations.

The missing piece has been configurable compliance, privacy that can adapt to different jurisdictions and regulatory requirements.

I believe in 5-10 years, every major token will have a confidential equivalent.

Because privacy is necessary for bringing blockchain into everyday financial life.