Question to founders working on the "last mile" business: Crypto dot com built their card biz early enough and cut a sweet deal with Visa/MC. That card funnel captured a golden cohort: overpaid, under educated users who didn’t flinch at 3–5% onramp fees or altcoin slippage.

But that playbook’s now commoditized. Today’s card users are far more sophisticated. Issuance is saturated. Every CEX has a card, you cant compete with them when it comes to CAC

So what’s the new edge for card-based crypto products? What defensible wedge still exists, UX? rewards? data? wallet integration? defi yield?