**BTC (40%)**: Long-term store of value, low volatility.

- **ETH (30%)**: Smart contract leader, staking rewards.

**Growth (25%)**:

- **Mid-caps (15%)**: Layer 1s (Solana, Avalanche), DeFi (Uniswap).

- **Low-caps (10%)**: Emerging niches (AI tokens, modular blockchains).

**Stablecoins (5%)**: USDC/USDT for quick pivots, buying dips.

**Strategy**:

- **DCA** into BTC/ETH monthly.

- **Stop-losses** on volatile alts (-15%).

- Stake ETH/stablecoins for yield (5-8% APY).

**Risks**:

- Avoid overexposure to memecoins.

- Monitor regulations (SEC actions, CBDCs).

**Rebalance** quarterly, trim winners, diversify into sectors (RWA, DePIN). Stay agile—adapt to macro shifts (rate cuts, ETF inflows). Prioritize security (hardware wallets, 2FA).