$XRP O XRP is the native token of Ripple, developed to streamline and reduce the cost of international transfers. With settlement times of seconds and minimal fees, XRP stands out for not relying on mining, using its own consensus protocol instead. In 2025, the asset returned to the spotlight with rumors about ETF approval and advancements in Ripple's regulatory processes. Major financial institutions have adopted Ripple's solutions for cross-border transactions, which strengthens the practical utility of XRP. Its efficiency, scalability, and institutional support keep the asset as one of the pillars of the global crypto ecosystem.