$XRP XRP is a cryptocurrency launched by Ripple Labs, focusing on high-speed cross-border payments and transfers between financial institutions. Its transaction speed is fast, and fees are low, closely collaborating with the traditional financial system, which differentiates it from other decentralized coins. XRP has experienced significant price fluctuations due to a lawsuit with the US SEC, but as the case progresses, market confidence is gradually recovering. If regulatory clarity is achieved in the future, XRP is expected to regain mainstream funding attention.