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Do you have 50 dollars? Here’s a suggestion for a crypto portfolio, it is not an investment recommendation, it’s what I would do:
Suggested crypto portfolio (2025–2030)
Goal: sustained growth, low risk for beginners, taking advantage of market cycles.
Monthly distribution of the 50 USD:
1. Bitcoin (BTC) – 30% → 15 USD
Store of value, lower volatility, ideal as a solid base for the portfolio.
Benefits in the long run, especially with the recent halving.
2. Ethereum (ETH) – 25% → 12.50 USD
Engine of Web3, smart contracts, DeFi, and NFTs.
Leader in institutional adoption and development.
3. Solana (SOL) – 15% → 7.50 USD
High speed and low costs. Expanding ecosystem.
One of the biggest beneficiaries if an Altseason starts.
4. Ripple (XRP) – 10% → 5 USD
Focused on international payments, clearer regulatory framework in the U.S.
Mentioned in the image as an altcoin with momentum.
5. Monthly rotating token (Emerging altcoin) – 10% → 5 USD
Example: DOGE, ARB, OP, AVAX, or any trending token that month (as the post from Binance mentions).
Allows capturing short/medium-term opportunities.
6. Stablecoins (USDT/USDC) – 10% → 5 USD
Reserve for opportunities or moments of high volatility.
Also useful for farming or staking if you want to explore later.
Keys to managing this portfolio:
Constant accumulation (DCA): Buy regardless of the price, reducing the risk of “timing”.
Quarterly review: If an altcoin loses fundamentals, you can rotate it.
5-year goal: Do not sell based on emotions. Rebalance if one part grows too much.
I’ll read you in the comments.