Binance’s fee structure is designed to reward active traders and long-term holders while keeping entry costs low for everyone. Cryptocurrency deposits are entirely free, and withdrawal fees are dynamically adjusted to reflect real-time network congestion, ensuring users pay only the blockchain transaction cost without hidden markups . On the spot market, regular (VIP 0) users pay a flat 0.1% maker and taker fee on each trade, but by opting to pay fees with Binance Coin (BNB), they immediately unlock a 25% discount, effectively reducing costs to 0.075% per trade . As traders’ 30-day volumes and BNB holdings grow, they ascend VIP tiers, each offering progressively lower spot and margin fees—high-volume VIP 9 traders can see fees drop by more than half compared to the base rate. Binance margin trading parallels spot fees, with an added hourly interest charge on borrowed assets that also benefits from VIP discounts and BNB payment rebates. For futures traders, Binance offers some of the most competitive rates in the industry: USDT- and Coin-Margined perpetuals start at a 0.018% maker fee and 0.045% taker fee, and USDC-margined contracts boast zero maker fees, with both fee types declining further as users climb the VIP ladder . Peer-to-peer (P2P) transactions incur no trading fees, and fiat deposit/withdrawal charges vary by currency and payment channel but are transparently displayed before confirmation. This layered approach tailors costs to trading behavior, rewarding loyalty and volume while maintaining a zero-barrier entry point for newcomers.
