$XRP XRP is one of the most talked-about altcoins—here’s a clear, hype-free breakdown of why you might want to invest in it:

What is XRP?

XRP is the native cryptocurrency of the XRP Ledger, created by Ripple Labs. It’s designed primarily for fast, low-cost cross-border payments.

Why People Buy XRP:

1. Speed & Cost: XRP transactions settle in 3–5 seconds with almost zero fees—much faster and cheaper than Bitcoin or Ethereum.

2. Bank Partnerships: Ripple has worked with over 300 financial institutions (including Santander and SBI Holdings) to use its technology, which supports XRP adoption in real-world finance.