$XRP whales accumulate 120M coins ahead of critical developments:

• Ripple vs SEC final ruling expected July 31

• FedNow integration rumors intensify

• XRP Ledger AMM goes live August 1

Key metrics signal upside:

- Exchange reserves drop to 2-year low

- Derivatives volume up 300% monthly

- 85% of holders in profit (vs 40% in Jan)

Price targets:

• $0.75: Breakout confirmation

• $0.92: 2025 high retest

• $1.20: Macro fib level

With CBDC partnerships expanding (5 central banks testing XRPL) and ODL corridors growing, $XRP is primed for catch-up rally. $XRP