$XRP XRP, while known for its fast transaction speeds and low fees, has several weaknesses. One major issue is its ongoing legal battle with the U.S. Securities and Exchange Commission (SEC), which has created uncertainty about its regulatory status. This has affected investor confidence and led to delistings on major exchanges. Additionally, XRP's high degree of centralization—due to Ripple Labs holding a large portion of the supply—contradicts the decentralized nature many expect from cryptocurrencies. This central control raises concerns about price manipulation and governance. Moreover, despite its technological advantages, XRP has struggled with adoption outside of Ripple’s network. These challenges make XRP vulnerable in a competitive crypto environment, where both regulatory clarity and decentralization are increasingly valued.