$XRP O XRP is a cryptocurrency created by Ripple Labs in 2012 to facilitate fast and secure international payments. It is native to the XRP Ledger, an open-source and decentralized blockchain technology. XRP is designed to be an efficient way to transfer money across borders without intermediaries, with transactions settled in 3-5 seconds.

*XRP Features:*

- *Speed*: Fast transactions, with settlement in seconds

- *Low cost*: Minimal transaction fees

- *Scalability*: Ability to process thousands of transactions per second

- *Decentralization*: Based on open-source blockchain

XRP has partnerships with financial institutions and banks, including Santander and American Express. Its current price is approximately $2.35, with a market capitalization of $137.51 billion.¹