In countries where the annual inflation rate exceeds 50%, businesses use USDC as a reserve for operational funds to avoid profit erosion due to local currency depreciation. Payment giants like Stripe and PayPal have integrated stablecoins, creating a two-way exchange channel between fiat currency and crypto assets. In Q1 2024, the transaction volume of USDC through traditional payment channels surged by 320% year-on-year. Regulated stablecoins lower the adoption threshold for businesses, especially meeting anti-money laundering requirements for multinational companies.