#BTC突破100K Stripe launches stablecoin accounts in over 100 countries, marking the formal inclusion of stablecoins by traditional financial giants into the global payment infrastructure. This transformation not only reshapes cross-border transaction models but also reveals the evolution path of stablecoins from 'crypto tools' to 'new pillars of global payments.' The cost of stablecoin cross-border payments is only 1/10 of SWIFT, and settlement time is reduced from 3-5 days to seconds. In countries with an annual inflation rate exceeding 50%, businesses use USDC as a reserve for operating funds, avoiding the devaluation of local currency that erodes profits. Payment giants like Stripe and PayPal integrate stablecoins, creating a two-way exchange channel between fiat currency and crypto assets. In Q1 2024, the transaction volume of USDC through traditional payment channels surged by 320% year-on-year. Regulated stablecoins lower the adoption threshold for businesses, especially meeting the anti-money laundering requirements of multinational companies. Companies in Russia, Iran, and other countries conduct trade settlements with the UAE and India using USDC, circumventing dollar-dominated financial sanctions.
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