#BTC重返10万 Stripe launches stablecoin accounts in over 100 countries, marking a significant step for traditional financial giants in incorporating stablecoins into global payment infrastructure. This transformation not only reshapes cross-border transaction models but also reveals the evolution of stablecoins from "crypto tools" to "new pillars of global payments." The cost of stablecoin cross-border payments is only 1/10 of SWIFT, and settlement time has been reduced from 3-5 days to seconds. In countries with annual inflation rates exceeding 50%, companies use USDC as a reserve for operational funds to avoid profit erosion due to local currency depreciation. Payment giants like Stripe and PayPal have integrated stablecoins, creating a two-way exchange channel between fiat currency and crypto assets. In Q1 2024, the transaction volume of USDC through traditional payment channels surged by 320% year-on-year. Regulated stablecoins lower the adoption threshold for companies, especially meeting anti-money laundering requirements for multinational corporations. Businesses in countries like Russia and Iran conduct trade settlements with the UAE and India using USDC, bypassing dollar-dominated financial restrictions.