#StripeStablecoinAccounts Stripe has launched Stablecoin Accounts, allowing businesses to hold, send, and receive stablecoins like USDC and USDB across both crypto and fiat rails. This feature aims to simplify cross-border transactions, reduce reliance on traditional banking infrastructure, and provide faster and more affordable payments.

*Key Features:*

- *Availability*: Stablecoin Financial Accounts are accessible to businesses in over 100 countries, including the US, Argentina, Brazil, and many others.

- *Supported Stablecoins*: USDC (Circle) and USDB (Bridge), both pegged to the US dollar with a one-to-one ratio.

- *Funding Options*: Add money to your stablecoin balance via bank transfer (ACH or wire) or crypto transfer from a wallet.

- *Transactions*: Send and receive funds globally, with transaction limits of $10,000 per transaction and $100,000 per month for end customers.

- *Payouts*: Stripe enables stablecoin payouts to connected accounts, allowing recipients to receive payments directly in stablecoins like USDC.

*Benefits:*

- *Faster Settlements*: Near-instantaneous cross-border transactions, reducing waiting times.

- *Lower Transaction Costs*: Minimized fees associated with international payments.

- *Protection Against Currency Volatility*: Funds held in dollar-equivalent values, shielding businesses from local currency fluctuations.

- *User-Friendly Experience*: Simplified transaction process with purchases in local fiat currencies.

*Impact:*

- *Global Commerce*: Stripe's stablecoin integration can transform global commerce by providing faster, cheaper, and more secure transactions.

- *Financial Inclusion*: This feature can benefit businesses in regions with limited banking access, promoting financial inclusion and economic growth.¹