Investment portfolio for the last 3 months
Most of the allocation is for BTC and holding USDT to be flexible for buying during corrections.
Current allocation:
• BTC: 56.33% – I chose BTC as the cornerstone because I believe in its long-term value, especially after the recent halving.
• USDT: 31.41% – Holding a high ratio to be able to buy more if the market corrects sharply. But I'm also wondering if I should gradually deploy it.
• BNB: 5% – I have quite a bit of faith in the Binance ecosystem, so I allocate a small portion to hold long-term.
• AR (Arweave): 3.05% – A Web3 project for data storage, I have just recently learned about it and find it quite promising.
• XRP: 2.57% – Holding a small amount to see how things develop because I have been following Ripple for quite a while.
Personal opinion:
I find the portfolio to be quite “defensive,” I haven't dared to venture into altcoins or memecoins due to fear of FOMO and high risks. However, I am gradually learning, so I hope everyone can share their thoughts:
• Is such a portfolio reasonable?
• Should I reduce USDT to invest in ETH or other L2 coins?
• What are people holding in their portfolios this season?
