A few days ago, I accidentally made a rookie mistake: I was supposed to transfer 17,000 USDT, but for some reason, I saw it as 123,760 RMB and directly transferred 123,760 USDT instead. After calculating, I over-transferred more than 100,000 USDT, which is equivalent to about a million RMB! Such a huge amount of money would make anyone's heart race, right?

Fortunately, the other party was a business tycoon worth nearly a billion, wealthy and generous, and without hesitation returned the extra transferred amount. The entire process was clean and straightforward, without any dragging or muddiness. This made me reflect: dealing with rich people is indeed comfortable! As the saying goes, 'the poor devise schemes, the rich have a good conscience'; not every rich person is truly benevolent, but they are often unwilling to get into trouble over a mere million. Behind this lies a clear logic of competition: the more wealth, the higher the cost of wrongdoing, and the stronger the motivation to keep promises.

The 'cost' and 'benefit' of integrity

Looking back, I have also encountered situations where others transferred money incorrectly. Once it was 50,000 USDT, and another time it was about 100,000 USDT. Especially that time with 100,000 USDT, the other party was a newcomer just entering the market. Without a second thought, I returned the money immediately. Why? Because my reputation is worth much more than that small amount of money! Ruining my credibility would cost far more than this little profit.

This reminds me of a broader scenario: the choice of cryptocurrency exchanges. In this area lacking regulation, a platform's security relies entirely on 'integrity'. However, 'integrity' is actually linked to wealth. The wealthier the platform, the higher the cost of wrongdoing, and the greater the motivation to keep promises. That's why I always choose Binance—the largest and wealthiest cryptocurrency exchange in the world.

The 'sweet trap' of small exchanges

Many small exchanges on the market casually offer 80% or even 90% commission rebates, making trading fees temptingly low. But if you are lured by cheap fees, they might be eyeing your principal! The logic of competition is simple: small platforms have fragile cash flows, and the cost of running away or doing harm is low; even a minor disturbance can lead to 'harvesting the leeks'. In contrast, large platforms like Binance, with their enormous scale and astonishing market value, face the cost of wrongdoing being the collapse of their entire empire. They are more inclined to choose integrity and maintain their prestigious reputation.

The underlying logic of wealth competition

Whether it’s handling a transfer mistake or choosing an exchange, it points to the same truth: the logic of wealth competition determines the baseline of behavior. Whether rich people or large platforms, their 'conscience' is not innate but rather because the cost of wrongdoing is too high, and the benefits of keeping promises are greater. Conversely, those small players and small platforms often give rise to 'schemes' due to their 'poverty'.

So, the next time you choose an exchange, don’t let high commission rebates blind your eyes. Ask yourself: who is the richest? Whose reputation is most valuable? The answer is obvious—Binance, okay, the richest and also the safest.

Have you ever had a similar transfer blunder? Or what do you think about choosing cryptocurrency exchanges? Feel free to leave a comment and share your story!