$BTC If I had taken a loan of $3,000 from the bank on January 1, 2023, when Bitcoin was at $16,500, I would have had 0.18181 bitcoins. If I had the patience and strength to hold it, I would have had $19,000. If I had paid back $3,000 to the bank along with $1,000 in interest, I would have had $15,000. Luck and intelligence are not on our side.