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#交易故事 #美联储FOMC会议 #交易故事 How to safely withdraw funds with a frozen card, and how to avoid deep-sea fishing?
First, the most recommended option is to use Hong Kong cards or other overseas bank cards. First, we need to know: the money in your Hong Kong bank card truly belongs to you!
Because Hong Kong banks are not subject to foreign exchange controls and are not regulated by the mainland. Fund transfers in and out are free, and that's not all. Hong Kong cards also have these powerful advantages:
First, the account is absolutely secure. It won't be frozen or limited randomly. Even in special situations, you can go directly to the counter to withdraw cash.
Second, the transfer limit can reach up to 3 million Hong Kong dollars (even higher), and local transfers in Hong Kong are completely free. It is particularly convenient for depositing and withdrawing from Hong Kong and U.S. stocks.
Third, you can directly bind WeChat, allowing you to spend and withdraw cash in the mainland, just as conveniently as with a local card.
However, overseas cards have certain thresholds, and many people do not have overseas bank accounts.
So is there a temporary substitute?
Yes, there is: U cards.
Among the many U cards on the market, either the card opening fee is high, or there are various requirements, such as a minimum recharge amount.
So, is there a cost-effective card?
Yes, the card that can be called the king of Hong Kong U cards is PokePay.
The rates are openly and transparently 1% conversion + 1% consumption, with absolutely no hidden fees.
Most importantly, it can be linked to AliPayHK (Hong Kong Alipay).
Since Alipay HK has now opened registration for mainland users, you can register with your own phone number, with a threshold of 0.
If there are brothers with outstanding online loans who are worried that withdrawing funds to Alipay will be deducted by bad online lenders, they can temporarily use Alipay HK instead. It has been tested and can be used like Alipay, and you can scan to buy groceries, etc.
Then, by scanning with Hong Kong Alipay to give yourself or friends and family small amounts of safe withdrawals.
One Alipay HK account has a free limit of 3,000 Hong Kong dollars per month. If it exceeds 3,000, it will charge an additional 2.8% handling fee, which is not very cost-effective. Therefore, we can prepare several Alipay HK accounts. One U card can bind 5 Alipay HK accounts, so in one month, there will be a free limit of 15,000 Hong Kong dollars, which is sufficient to meet the needs of most players.