USHouseMarketStructureDraft

US Housing Market: How is it Structured?

Understanding the structure of the real estate market in America is important for both investors and those planning to buy or move.

Key players: developers, agents, banks, insurance companies, and regulators.

Prices are influenced by demand, supply, interest rates, and government policy.

Mortgage is the main tool for purchasing housing. However, recent years have brought new challenges: a shortage of affordable housing, rising rates, and changes in purchasing power.

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