1. **Staking risks** – Too much power in few pools like Lido, needs decentralization fixes.

2. **AI threats** – Deepfake scams and AI-driven hacks could wreck crypto security.

3. **L2 mess** – Without better bridges, fragmented scaling hurts user experience.

4. **Regulation trap** – Bad rules could crush DeFi; good rules should stop scams, not innovation.

5. **Ethereum’s gaps** – High fees and slow upgrades still block mainstream use.

**Bonus:** Crypto’s greed culture must shift to real utility for long-term survival.$BNB