#USHouseMarketStructureDraft The draft of the housing market structure in the U.S. seeks to address the affordability crisis and the imbalance between supply and demand. It proposes tax incentives for builders who prioritize affordable housing, streamlining local permits to accelerate projects. It also suggests expanding access to mortgages with preferential rates for first-time buyers and limiting real estate speculation by large investors. Sanctions are contemplated for municipalities that restrict developments without justification. However, critics warn that the measures could inflate prices if supply does not grow quickly. Others point out that tax incentives benefit developers more than buyers. Recent data shows that the average price of a home in the U.S. exceeds $400,000, with mortgage rates at 7.5%, making purchasing inaccessible for many. The draft needs to balance market stimuli with consumer protections, as well as consider regional variations. Its success will depend on coordination between local, federal governments, and the private sector to increase supply without compromising quality or the environment.