#USHouseMarketStructureDraft The U.S. House of Representatives has introduced a draft bill to establish a comprehensive regulatory framework for digital assets. The proposed legislation seeks to delineate oversight responsibilities between the Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC), aiming to provide clarity for the cryptocurrency industry. Under the draft, digital assets that meet certain decentralization criteria would be classified as commodities under CFTC jurisdiction, while more centralized assets would fall under SEC oversight. Additionally, the bill proposes removing wealth and income restrictions for retail investors, potentially broadening access to digital asset markets. The legislation has sparked political debate, with some lawmakers expressing concerns over its implications and the influence of prominent figures in the crypto space. ([CoinDesk][1], [Decrypt][2])

[1]: https://www.coindesk.com/policy/2025/05/05/u-s-crypto-market-structure-bill-unveiled-by-house-lawmakers?utm_source=chatgpt.com "U.S. Crypto Market Structure Bill Unveiled by House Lawmakers"

[2]: https://decrypt.co/317968/house-market-structure-bill-end-sec-oversight-crypto?utm_source=chatgpt.com "New House Market Structure Bill Would End SEC ... - Decrypt"