On May 5, 2025, members of the U.S. House of Representatives introduced a draft bill titled "Digital Asset Market Structure." The bill aims to define the regulatory frameworks for digital assets in the United States. The Securities and Exchange Commission (SEC) is responsible for regulating assets considered investment contracts, while the Commodity Futures Trading Commission (CFTC) oversees digital commodities. Individual investors are allowed to access the market without financial restrictions, and the "accredited investor" requirement is eliminated. The bill is also expected to reduce the dominance of large companies in the market by imposing disclosure requirements for large holdings. Nevertheless, the bill faces opposition from some members of Congress and may encounter challenges in obtaining final approval.

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