#USHouseMarketStructureDraft **US House Market Structure Draft**

The US housing market is structured around key segments: single-family homes, multi-family units, and rental properties. Single-family homes dominate, driven by suburban demand, while multi-family units thrive in urban areas. Market dynamics are influenced by interest rates, economic conditions, and government policies (e.g., tax incentives, zoning laws). Regional variations exist, with coastal cities facing high prices and limited supply, while Midwest/Southern markets remain more affordable. Investors (institutional and individual) play a growing role, particularly in rentals. Affordability challenges persist due to rising construction costs and stagnant wages. Future trends may include modular housing and tech-driven transactions (iProptech).