【Exclusive Revelation】XRP Holders Make a Passive 3.4% Annualized Return! Is the New XRPL Gameplay a Wealth Code or a Trap?

1. Real Test: Earned $0.88 in 9 Days for Free, Is 3.4% Annualized Enough?

XRP fans are in an uproar! Community leader @万物XRP personally tested — threw 476 XRP into the Doppler Finance DeFi pool, earned 0.399 XRP in 9 days, annualized 3.41%.

This yield looks meager, but under the premise of no staking, no cross-chain, and no interaction with meme coins, it’s a solid “low-income” passive income!

Core Gameplay Analysis

Neutral Arbitrage: The platform uses XRP to hedge spot and perpetual contracts, earning on funding fee rate spreads, stable yet low returns.

Liquidity Mining: 0.01 Doppler Points (DP) awarded every hour, which may be exchanged for governance rights or airdrops in the future, just a pie in the sky.

Institutional-Grade Custody: Utilizing Fireblocks and Ceffu for asset custody, more reliable than sketchy platforms, but withdrawals take 7 days, waiting for cash can be frustrating.

2. XRPL Native Gold Mine: Can You Earn Passively Without Third Parties?

Don’t be fooled by third-party platforms! XRPL has its own hardcore gameplay:

Lending Protocol: Native lending launching in Q3 2024, collateralizing XRP to borrow stablecoins, earning interest rate spreads with an annualized return of 5-8%.

AMM Mining Pool: Automated market maker approved by the XLS-30d proposal, providing liquidity for XRP/stablecoin pairs, fee dividends + token rewards, comprehensive annualized returns of 12% or more.

Rippling Mechanism: When payment intermediaries earn a spread, on-chain automatic settlement arbitrage, suitable for large players engaging in high-frequency trading.

Survival Guide

Novice Strategy: Use 10% of your position to play XRPL native lending, treat 5% annualized as savings in the bank, stop loss below $0.65.

Advanced Operations: Hedge XRP volatility with AMM pools, using 20% of your position + 3x leverage, aiming for 30% annualized returns.

Killer Technique: Wait for Ripple’s RLUSD stablecoin to launch, XRP/RLUSD trading pair annualized returns will definitely break 15%.

Expert Critique

Doppler’s 3.4% annualized is purely mediocre; better to buy government bonds!

XRPL native protocols are the real gold mines, but remember:

In the crypto world, all “passive income” is priced in risk; high returns inevitably come with the risk of total loss!

Follow me to see through the phenomena to the essence!