#USHouseMarketStructureDraft

The U.S. housing market structure draft outlines the framework governing how homes are bought, sold, and financed. It includes the roles of key stakeholders such as buyers, sellers, real estate agents, mortgage lenders, appraisers, and government regulators. The draft typically addresses zoning laws, building codes, and housing policies that influence supply and demand. It also examines the impact of interest rates, economic cycles, and demographic trends on the market. Additionally, the structure includes both primary and secondary mortgage markets, with institutions like Fannie Mae and Freddie Mac playing significant roles. This draft helps guide housing policy decisions and promotes market transparency and stability.