#USHouseMarketStructureDraft

The US housing market is a significant sector of the economy, contributing substantially to the GDP through residential investment and housing services. Approximately 65% of housing units are owner-occupied, representing a major component of household wealth. The market structure is complex, involving primary and secondary mortgage markets, with entities like Fannie Mae and Freddie Mac playing crucial roles. Recent trends indicate a mismatch between housing supply and demand, influencing home prices and sales. Factors such as mortgage rates, economic conditions, and technological advancements continue to shape the dynamics of this evolving market.

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