#美国稳定币法案

**US Stablecoin Bill: A Key Step in Crypto Regulation**

Recently, the US Congress advanced the "Stablecoin Bill," aimed at strengthening oversight of stablecoin issuers, requiring them to maintain a 1:1 reserve and undergo regular audits. If passed, this legislation would enhance industry transparency, reduce systemic risk, and potentially accelerate the market expansion of compliant stablecoins.

Supporters believe that a clear regulatory framework will help stablecoins integrate into the mainstream financial system; however, some industry practitioners worry that excessive restrictions may stifle innovation. This bill may become an important reference for global stablecoin regulation, and it is worth closely monitoring how the market landscape evolves in the future.