#USStablecoinBill A stablecoin is a cryptocurrency designed to maintain a stable value, often pegged to a fiat currency like the US dollar (USD). In the United States, stablecoins like Tether (USDT), USD Coin (USDC), and Dai are popular, with a value close to 1 USD. They are used for trading, fast transfers, and DeFi applications, minimizing the volatility of traditional cryptos. Stablecoins are generally backed by reserves (dollars, assets) or algorithms. However, controversies over the transparency of reserves, such as with Tether, spark debates. Their adoption is growing, but regulation remains a major challenge.