#USStablecoinBill
Draft the Bill
You or a team of legal/policy experts draft a detailed bill laying out:
Definition of a stablecoin
Regulatory framework (e.g., who oversees it – Federal Reserve, SEC, etc.)
Requirements for issuers (reserves, audits, licensing)
Consumer protections
Penalties for violations
Find a Sponsor
Only members of Congress (House or Senate) can officially introduce bills.
Approach a lawmaker who’s interested in fintech, crypto, or financial regulation.
Work with their staff to finalize the draft.
Bill Introduction
The sponsoring Representative or Senator formally introduces the bill.
It’s assigned a bill number (e.g., H.R. 4766) and referred to the appropriate committee (likely Financial Services or Banking Committees).
Committee Review
The committee may hold hearings, call witnesses, and revise the bill.
If approved, it moves to the full chamber (House or Senate) for debate and vote.
Pass Both Chambers
If passed in one chamber, it moves to the other.
Both must pass the same version. If needed, a conference committee resolves differences.
Presidential Signature
The final bill goes to the President for signature into law.