#USStablecoinBill The U.S. Stablecoin Bill, known as the GENIUS Act of 2025, aims to establish a federal regulatory framework for payment stablecoins. It mandates that issuers maintain 1:1 reserves in U.S. dollars or high-quality liquid assets, undergo monthly audits, and comply with anti-money laundering laws. Issuers can be banks or licensed nonbanks, with oversight divided between federal and state regulators based on size. The bill has sparked political controversy, with some Democrats withdrawing support over concerns about money laundering and foreign issuers. Ethical issues have also arisen due to the Trump family's involvement in a stablecoin venture potentially benefiting from the legislation.