XRP, one of the most discussed cryptocurrencies in the market, has long been known as a project with a loyal community. Despite years of discussions about its potential to revolutionize cross-border payments, the number of people actually holding XRP remains surprisingly low. According to the latest analysis from Cheeky Crypto, only about 1 to 2 million people globally are actively holding XRP — out of more than 8 billion people in the world. That means, in the best-case scenario, only one in 4,000 to 8,000 people owns this digital asset.
This rarity has led some to call it one of the most exclusive clubs in cryptocurrency. To understand better, imagine you are sitting in a crowded stadium with 16,000 people. Statistically, only two people in that arena are XRP holders. Despite the ongoing buzz in the cryptocurrency space, the number of owners shows that most of the world is still watching from the sidelines.
A Market Full of Ups and Downs
Like the vast majority of the cryptocurrency market, XRP's price journey has not been smooth. Earlier this year, XRP reached a high of $3.30 before facing a 33% decline, currently trading around $2.20. While the drop has caused some investors concern, it is important to note that XRP is still up 6% year-to-date, outperforming many traditional stocks that have struggled during the same period.
The cryptocurrency market cycle is famous for its volatility, and XRP has shown resilience in previous downturns.
Is it too late to join?
With a capped total supply of XRP and the transparency of regulation gradually improving, many believe there is still time to be part of this story. The exclusivity is not because XRP cannot be acquired — but because most of the world has yet to fully embrace cryptocurrency. As adoption increases and digital finance continues to evolve, the number of XRP holders is likely to rise.
Currently, the network data of XRP shows millions of wallets, but a significant portion of them only hold the minimum 20 XRP required to activate an account on the XRP Ledger. This leaves a relatively small group of active, long-term holders controlling a larger supply.
