#USStablecoinBill The U.S. is advancing stablecoin legislation through two key bills: the STABLE Act and the GENIUS Act. The STABLE Act, introduced in the House, mandates 1:1 reserves, monthly audits, and AML compliance for stablecoin issuers. The GENIUS Act, passed by the Senate Banking Committee, proposes licensing requirements and clear regulatory oversight. Both aim to enhance transparency and consumer protection in the stablecoin market. However, debates persist over federal versus state regulatory authority and the classification of stablecoins. The outcome of these bills will significantly shape the U.S. approach to digital asset regulation.