#美国稳定币法案 - Issuer requirements: Only approved insurance deposit institution subsidiaries, federally certified non-bank payment stablecoin issuers, and state-certified payment stablecoin issuers, referred to as "approved payment stablecoin issuers," are allowed to issue.

- Reserve requirements: Issuers must hold reserve assets of no less than 100% of the total outstanding stablecoin, including U.S. dollar cash, Federal Reserve Bank deposits, short-term U.S. Treasury securities, etc.

- Regulation and compliance: Major regulatory agencies include the Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the National Credit Union Administration, among others. Violations will face suspension or revocation of issuance qualifications, civil fines, criminal penalties, etc.