#美国稳定币法案 • Proposer: Introduced by Representatives Bryan Steil and French Hill.

• Regulatory Target: Focused on payment stablecoins, explicitly requiring them to be used as a means of payment or settlement, denominated in national currency, and with the issuer committing to a fixed amount for exchange, among other conditions.

• Issuer Requirements: Includes approved insured deposit institution subsidiaries, federally certified non-bank payment stablecoin issuers, and state-certified payment stablecoin issuers.

• Reserve Requirements: Issuers must hold reserve assets not less than 100% of the total outstanding stablecoins, such as US dollar cash, Federal Reserve Bank deposits, and short-term US Treasury securities.