XRP is one of the most talked-about cryptocurrencies, but few people understand how small its actual holder base is. Although there are 6.4 million XRP wallets, this does not mean that there are 6.4 million people holding XRP. Many users, who have special expertise, hold multiple wallets for various purposes such as trading, storage, and security. In fact, a large number of these wallets are inactive or unfunded, or belong to exchanges like Binance and Audhold. Some others may contain only a small amount of XRP, often referred to as 'dust' wallets. Based on blockchain data and AI analysis, it is estimated that about 30 to 40 percent of these wallets are actually used by individual holders. As Edo Farina explained, this means that the real number of people holding XRP is much smaller – somewhere between 1.5 and 2 million worldwide. This is less than 0.03 percent of the global population. Simply put, fewer than one in every 4000 people on this planet currently holds XRP. So, how much XRP do you need to be considered a large holder? According to the latest data, owning just 2500 XRP places you in the top 10 percent of all XRP wallets. At current market prices, this is about $5000. Although it is no longer as easy as it once was, it is still an amount within reach for many investors. There is a common belief that if XRP reaches high values – an amount of $1000 – the elites or governments will not allow ordinary people to profit. But when you look at the numbers, the situation is quite different. Even if 2.5 million wallets hold 250 XRP each and XRP reaches $1000, each person would make $250,000. This is a significant return, but not enough to disrupt global financial systems or attract serious attention from regulators. Realistically, most people are unlikely to hold XRP until it reaches those high prices. Many will cash out early – at $10 or $50 or $100.
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