If you were to summarize Buffett's investment philosophy in a few sentences, it would be that he found a long-term sustainable strategy and method early on, and then integrated knowledge with action, practicing it throughout his life. It's not mysterious and is even a bit dull.

The reasons most people cannot achieve his rate of return are:

First, there are many temptations in investing, with stock gods everywhere and limit ups all around;

Second, when the strategy doesn't work against the wind, they drift and cannot persist;

Third, they buy a bad model or bad stock thinking it's Coke and persist long-term;

Fourth, they buy at a high price because everyone says it's good, and they also buy it;

Fifth, they sell too early.

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