$USDC $USTC

Analysis of the two stablecoins USDC and USTC

1. USDC (USD Coin)

✅ Stable | 💼 Regulated | 🌐 Widely accepted

Advantages:

Backed 1:1 with the dollar (audited reserves)

Regulatory transparency (issued by Circle, partner of Coinbase)

Widely used in DeFi and major exchanges

Curiosity:

USDC is often used by companies for fast international remittances and by traders to protect value during times of crypto volatility.

2. USTC (TerraClassicUSD)

⚠️ High risk | 📉 Historical collapse | 🧪 Experimental

Advantages (current, despite the history):

Low price may attract speculators

Terra community is still trying to revitalize the ecosystem

Serves as a studied example of the risks of algorithmic stablecoins

Curiosity:

The collapse of UST (now USTC) in May 2022 caused billions in losses and influenced future regulations for the crypto sector.

Quick summary:

USDC = security and stability

USTC = risk and speculation, with historical value for the crypto market