Hey, guess what? I was just reading about XRP and got curious — could a $2,000 investment in it today actually help someone retire by 2040? So here's the scoop: XRP’s been doing pretty well lately. It’s trading around $2.22 right now and has jumped over 339% in the past year! Not bad, right? But even with that growth, it’s still about 42% below its all-time high of $3.84.

Now, if you dropped $2K into XRP today, you'd get around 900 coins. By 2040, some forecasts say it might hit $8.74. That’d turn your $2K into a little over $7,600 — a solid gain, but probably not enough to buy you a beach house and sip cocktails full time. Still, it's not bad for a long-term hold.

XRP probably won’t be your solo retirement plan, but it could be a nice piece of the puzzle if you're into long-term investing and don’t mind riding the crypto rollercoaster.