#欧盟隐私币禁令

The European Union officially passed the Anti-Money Laundering Regulation (AMLR) in May 2025, planning to fully ban anonymous cryptocurrency accounts and privacy coin transactions, such as Monero and Zcash, starting from July 1, 2027. The new regulations require all financial institutions and cryptocurrency asset service providers (CASP) to disable anonymous accounts and enforce identity verification for cryptocurrency transactions exceeding 1,000 euros, aiming to combat money laundering and illegal financing activities. The EU will also establish a new regulatory body, AMLA, to directly oversee large cryptocurrency platforms.

This ban has sparked heated discussions in the market, with supporters arguing that increased regulation can enhance transparency in the cryptocurrency market and protect investors; opponents worry that privacy rights will be infringed upon, the core value of privacy coins will be stripped away, and it may lead users to turn to non-EU platforms, weakening the development of the European cryptocurrency industry. Moreover, the ban may put pressure on the prices of privacy coins, and investors need to closely monitor subsequent policy details and market reactions.

In the face of tightening global regulation, the cryptocurrency industry needs to find a balance between compliance and innovation. This move by the EU may influence regulatory policies in other regions and become a significant turning point for the global cryptocurrency market.