The European Union has officially adopted a new regulation to combat money laundering, which includes strict measures on the use of digital currencies. One of the main provisions in this regulation is that it prohibits anonymous wallets as well as privacy coins like Monero, Zcash, and Dash. Starting from the year 2027, any transaction in cryptocurrencies exceeding 1000 euros will require full verification of the user's identity. An exclusive European authority will also be established to combat money laundering and will be responsible for overseeing large platforms dealing in crypto.

The question that arises is whether governments have the right to ban private digital transactions or if this is a necessary step to protect users and prevent the exploitation of technology for crimes.

Some people see this as an important protection for society, especially with the increasing use of crypto in money laundering and funding suspicious activities. However, at the same time, there are concerns that these measures could be the beginning of restricting digital freedom and reducing privacy, which should be a right for any user.

The decision has safety aspects, but it also presents significant ethical and technical challenges, and the real question is whether we are willing to sacrifice our privacy for greater security.