#欧盟隐私币禁令

Starting in 2027, all cryptocurrency transactions over 1000 euros will require identity verification, and a new anti-money laundering agency will oversee large platforms.

Advantages:

1. Combating Crime: Mandatory KYC and banning privacy coins will effectively reduce money laundering, fraud, and terrorist financing. For example, XREX has utilized blockchain tracking tools to analyze illegal cash flows and assist law enforcement agencies in their investigations. Similar tools combined with new policies will enhance law enforcement efficiency.

2. Promoting Mainstream Adoption: A compliant environment may attract traditional financial institutions to participate in the cryptocurrency market, promoting the integration of cryptocurrencies with traditional finance.

3. Protecting Investors: A transparent trading environment can reduce fraud risks and boost market confidence, especially following events like the FTX bankruptcy in 2022.

Disadvantages:

1. Innovation Constraints: Overly strict regulations may stifle innovation in blockchain technology, particularly related to privacy. The ban on privacy coins may hinder the development of decentralized finance (DeFi).

2. User Attrition: Privacy-focused users may leave compliant platforms and turn to unregulated markets, weakening the EU's control over the cryptocurrency market.

3. Law Enforcement Challenges: Although AMLA will strengthen regulation, the complexities of decentralized platforms and cross-border transactions may result in less effective law enforcement than anticipated.