My 1 million/month crypto portfolio: safe but not boring

Many people think investing in crypto has to be 'big plays' or 'high risk'. I'm different.

I choose to start small – invest consistently – allocate wisely. With just 1 million VND/month, I build a sustainable portfolio based on the Core–Satellite model, suitable for those with little time but still wanting long-term growth.

1. Core (60%) – Solid foundation

• BTC (30%) – King of the market, the safest to store value.

• ETH (20%) – The foundation of most DeFi applications.

• BNB (10%) – Utility token with the Binance Smart Chain ecosystem.

Goal: maintain stable value, reduce risk during market fluctuations.

2. Satellite (40%) – Controlled growth

• SOL (10%) – Fast ecosystem, low fees, many DApps.

• ADA, LINK, POL, XRP (each 7–9%) – Strong community, clear applications.

Goal: harness growth potential without being 'all-in' on risk.

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Why is this approach suitable for me?

• I am not a full-time trader.

• I don't want to lose sleep over a 20% overnight fluctuation.

• I want to invest long-term, not 'gamble'.

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Conclusion:

With 1 million/month, you don't need to 'take risks' – you just need to be on the right track, patient, and disciplined.

How are you investing? Try sharing to see how your portfolio differs from mine!