$XLM

Founded in 2014 by Jed McCaleb, Stellar focuses on financial inclusion, facilitating low-cost remittances and micropayments. Its partnerships with MoneyGram, which enable the conversion of fiat currency to cryptocurrencies in developing markets, demonstrate its real impact.

The Stellar network processes transactions quickly at a low fee.

Its anchoring system links fiat currencies and cryptocurrencies, serving unbanked populations.

The Stellar mainnet supports DeFi and the tokenization of real-world assets (RWA), driving its adoption.

Stellar's decentralized blockchain and smart contract capabilities further enhance its utility.