#高盛 Goldman Sachs' bold move: from Wall Street giant to blockchain player, is this operation going to rewrite financial history?

Hey folks, today I have some explosive news for you! Do you think Goldman Sachs is still that old Wall Street dinosaur that only knows how to play with stocks and bonds? Wrong! Recently, Goldman Sachs' Global Head of Digital Assets, Mathew McDermott, directly stated at the TOKEN2049 conference: we are going to do big things! Crypto lending, tokenization, 24-hour trading—things that were once only played in the crypto circle, now Goldman Sachs wants to bring Wall Street along for the ride! This is like a dinosaur on Wall Street suddenly learning to breakdance—shocking enough to drop jaws!

One, Goldman Sachs' 'Digital Asset Ambition': Putting the Real World into the Blockchain

Goldman Sachs is not playing small this time. They plan to turn US Treasury bonds and money market funds into digital assets on the blockchain, enabling 24/7 trading! Imagine, in the past, buying government bonds meant waiting for the bank to open; now you can trade anytime and anywhere with your phone, even while you sleep, your money is still working—this operation is even more exciting than Yu'e Bao!

Even more astounding, Goldman Sachs is also eyeing real-world assets. Last year, they collaborated with Ant Financial and Longxin Technology to turn the revenue from over 9,000 new energy charging stations into digital assets, allowing small and medium operators to easily obtain financing. In the future, your house, car, or even your family's fish pond could be 'tokenized' by Goldman Sachs, turning into digital assets that can be traded anytime. In Goldman Sachs' words: 'In the future, $30 trillion worth of assets will flow on the blockchain!'

Two, Crypto Lending Resurrected! Will Bitcoin-Backed Loans Become Hot?

Remember how Goldman Sachs paused its Bitcoin lending business during the 2022 crypto market crash? Now they are back! This time, Goldman Sachs plans to use tokenized assets as collateral; for example, you can borrow dollars against digital government bonds you hold, with Goldman Sachs monitoring asset value in real-time through blockchain, minimizing default risk.

Even crazier, Goldman Sachs is also lobbying regulators to allow banks to hold cryptocurrencies as collateral directly. If this happens, when borrowing from Goldman Sachs in the future, you might be able to use Bitcoin or Ethereum as collateral, with interest rates lower than traditional loans! This is simply opening a door to mainstream finance for cryptocurrencies.

Three, Splitting Digital Asset Platforms: Creating the 'Android System' of the Financial World

Goldman Sachs has played an even bolder move: splitting off their digital asset platform to create a shared infrastructure for the industry. Just like the Android system allows all phone manufacturers to use it, Goldman Sachs' new platform will allow major financial institutions to issue, trade, and settle various financial instruments. The first partner is the electronic trading giant Tradeweb, and future interbank market transactions will be completed on the blockchain in seconds.

This splitting plan is expected to be completed in 12-18 months, but it must first pass regulatory approval. Goldman Sachs cannot afford to ignore the expressions of big players like the SEC and FCA in the US and UK. But just think, if this platform really becomes the industry standard, Goldman Sachs would essentially control the 'highway' of digital finance, making a fortune just by collecting tolls!

Four, Competitors Are Stirred: BlackRock and Morgan Stanley Strike Back Collectively

With Goldman Sachs making these moves, competitors couldn't sit still. BlackRock's Bitcoin ETF has already surged to $49.68 billion, leaving Goldman Sachs behind and incorporating Bitcoin into its portfolio. Morgan Stanley is even bolder, allowing retail investors to trade cryptocurrencies directly through the E*Trade platform, clearly aiming to snatch Goldman Sachs' cake.

But Goldman Sachs also has its own trump card: their deep accumulation in the private equity field. Goldman Sachs is now promoting secondary market trading for private digital asset companies, allowing family offices and institutional clients to easily buy and sell these 'non-public' digital assets, which BlackRock and Morgan Stanley cannot catch up with in the short term.

Five, Risk Warning: This Game May Be Harder Than Expected

Although Goldman Sachs' plans sound promising, the risks are also significant. First, there are technical issues; can the transaction speed and security of blockchain support trillion-dollar-level assets? Goldman Sachs' digital asset platform currently has a low trading volume, and many banks are still watching from the sidelines.

The more critical issue is regulatory uncertainty. Although the US has approved Bitcoin spot ETFs, the legal status and tax policies of cryptocurrencies are still a mess. If regulations tighten suddenly, Goldman Sachs' splitting plan and crypto lending business could instantly cool down.

Six, Opportunities for Ordinary People: Are You Ready to Get Onboard?

What does Goldman Sachs' operation mean for us ordinary people? First, there will be more diverse investment channels in the future; digital government bonds and tokenized funds may become new wealth management options. Secondly, if you hold cryptocurrencies, borrowing against them in the future will be more convenient, and interest rates may be lower than those of credit cards.

But remember, high risk and high reward always coexist. The cryptocurrency market is highly volatile, and there is no unified standard for the valuation of tokenized assets. Goldman Sachs itself warns: 'The difficulty of market operations is extremely high now; investors should be cautious!'

Conclusion: The horn of the financial revolution has sounded.

Goldman Sachs' transformation is not just a simple business adjustment, but a reshuffling of financial power. Through tokenization, crypto lending, and platform splitting, Goldman Sachs is trying to establish a 'Wall Street standard' for digital assets within the regulatory framework. This transformation could reshape the global financial market and even change our way of life.

Whether you are an investor, entrepreneur, or ordinary user, you should closely monitor Goldman Sachs' movements. Because this is not just a strategic adjustment of a single bank, but an important sign of the entire financial industry moving towards the digital age. Over the next decade, we may witness a completely different financial world, and Goldman Sachs is laying the foundation for this world.

Are you ready to embrace this financial revolution? Leave your thoughts in the comments, and let's talk about Goldman Sachs' big strategy together!