#AppleCryptoUpdate has been signed for cross-border transactions. It aims to facilitate faster and cheaper transactions compared to traditional banking systems. XRP operates on its own blockchain, the XRP Ledger (XRPL), which is decentralized and open source. Some analysts predict that XRP could reach a price of $100 in the long term, but this would require significant growth in adoption and market capitalization, potentially surpassing even Bitcoin.

While the utility of XRP as a recognized payment network is evident, the price volatility of the token and regulatory uncertainties pose challenges. The XRP Ledger is a decentralized public blockchain that manages a peer-to-peer network, open to everyone, maintained by a global community. The potential of XRP as a bridge between different fiat currencies and its integration into financial infrastructure is attracting attention. However, critics express concerns about the enormous market capitalization needed for XRP to reach the $100 price target, which could make it a less viable investment in the long term.