On the shore of the sea, three people met: one dollar billionaire, the second millionaire, and the third person, a newcomer in the field of entrepreneurship, who earned his first profit of one thousand dollars! The newcomer booked a room in a five-star hotel, the millionaire in a four-star hotel, and the billionaire in a three-star hotel! The newcomer asks the millionaire, 'Why didn't you book a room in the five-star hotel but only in the four-star one?' The millionaire replies, 'Because I bought the four-star hotel and I rent a room for myself for free, and the money I save I am collecting to buy a five-star hotel!' The newcomer asks the billionaire, 'Why are you renting a room in a three-star hotel and not in a five-star hotel?' The billionaire replies, 'Because I bought myself a three-star hotel and I rent a room from myself for free. I didn't buy four stars like the millionaire only because I am a billionaire to save not millions but billions of money. That's why I became a billionaire, because I save more money. And you, as a newcomer, choose whom you want to become: stay at your level spending a lot of money, or move up to the millionaire level saving a little more money, or move up to the billionaire level saving even more money! This story shows that it is important not just to earn a lot of money but to save a lot of money!