May 7th, 2025, is destined to be the "heartbeat moment" of the financial market — the Federal Reserve is about to announce its latest interest rate decision! Just like a weather forecast saying a typhoon is coming, global investors are closely watching the movements of this "financial typhoon", especially every word spoken by Federal Reserve Chairman Powell, which could create huge waves in the stock market, bond market, and cryptocurrency market.

1. Storm warning schedule
Master important milestones (converted to Beijing time):
• May 6th-7th: Federal Reserve decision-making team meets behind closed doors.


• May 8th 02:00: Final interest rate decision announced (originally May 7th, 14:00 Eastern Time).


• May 8th 02:30: Powell live interpreting policy (equivalent to our "News Broadcast" time).

2. Three major highlights preview

  1. Rate hike/rate cut guesswork
    Just like everyone guesses scores before exam results are announced, the market is currently most concerned about:
    ▷ Continuing to raise interest rates (money becomes more valuable)


    ▷ Starting to lower interest rates (borrowing becomes cheaper)


    ▷ Maintaining the status quo (holding steady)

  2. Eight important exams each year
    The Federal Reserve holds 8 interest rate meetings each year, and this May meeting is particularly important, just like the most critical subject in a final exam, directly affecting the flow of global capital.

  3. Powell's "Golden Moment"
    Every word from this Federal Reserve leader will be magnified and interpreted, just like a celebrity posting on social media, potentially causing instant market fluctuations. Investors from the US to Asia are ready with their notebooks, fearing they might miss key signals.

3. What should ordinary people pay attention to?
The market is generally betting on "interest rates will be lowered", just like everyone waiting for price drops before Double Eleven.

But be aware of two major risks:
✓ If interest rates are really lowered: Stocks and cryptocurrencies may welcome a price surge.


✗ If there is a rate hike: Be cautious of a collective plunge in asset prices.

Action guide:
• Want to buy at the bottom: You can start to pay attention to undervalued quality assets.


• Seek stability: Wait until after listening to Powell's speech on the morning of the 8th before taking action.


• Xiaobai's suggestion: Watch more and act less, just like trying not to go out during a typhoon.

Friendly reminder: Investing carries risks, and decisions should be made cautiously. It is advisable to set an alarm in advance to witness this historical moment on the morning of May 8th!