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🇵🇰💳 How to Prevent Bank Account Freezes in P2P Crypto Trading (Pakistan)

P2P (peer-to-peer) crypto trading is gaining popularity in Pakistan due to its convenience, but it also comes with a serious risk: your bank account could be frozen if banks detect suspicious activity or potential fraud.

Why Do Banks Freeze Accounts?

Banks might freeze your account if they notice:

• Incoming payments from suspicious or compromised accounts

• An unusually high number of transactions in a short period

• Crypto-related terms (e.g., “BTC” or “USDT”) mentioned in payment notes

How to Stay Protected

If You’re a Buyer:

• Use a separate bank account exclusively for P2P transactions

• Never mention crypto terms in payment notes

• Complete the seller’s verification steps quickly (e.g., CNIC or selfie)

• Be patient and allow time for the seller to fulfill the trade

If You’re a Seller:

• Clearly outline your trade terms and ID requirements

• Always verify the buyer’s identity to reduce scam risks

• Keep detailed records of payments and communication for each trade

What to Do If Your Account Is Frozen:

• Contact your bank immediately to understand the reason

• Gather all payment receipts and chat logs

• Consult a legal expert if necessary

Let’s Make P2P Trading Safer

By following these guidelines and communicating clearly, we can create a safer environment for P2P crypto trading in Pakistan.

Disclaimer: This content is for informational purposes only and does not constitute financial or legal advice.

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